Hopkins Community Education

Fee-only Financial Planning; Removing the Salesman from Your Financial PlanHas this ever happened to you: you get some financial advice that you follow but afterwards you think, was that in my best interest…or was I just sold something?? Join Certified Financial Planner professional Jeffrey A. Drayton as he explains how you can obtain financial advice without the conflict of interests inherent to commission based planning models. In this class, you will learn: how to create a budget and cash-flow spreadsheet, what are the common types of investment accounts available for your financial goals, what are the major asset classes that typically comprise a diversified investment portfolio, among other topics.

Ever considered becoming a landlord or investing in real estate but needed more information? Learn about opportunities in today’s Twin Cities marketplace, how to analyze a property, tax considerations, and things to put in a lease. We review all aspects of becoming a landlord from buying, selling and renting.

5 Common Mistakes Children of Aging Parents Make and How to Avoid Them!Many baby boomers today are facing the tough decision of finding appropriate housing options for their parents. Moving mom and dad is often a challenge, especially when mom and dad are reluctant to address the issue. In this class we will discuss and give an overview of the housing market in general for those considering buying or selling a home. We also provide a guide called Moving Mom & Dad, a $24.95 value. The guide covers the 5 common mistakes children of aging parents make and how to avoid them. The guide also includes the following topics: Conversations starters for discussing late-life housing choices with aging parents, Solutions for remodeling homes designed for aging-in-place, Descriptions of common senior living options and 55+ communities, Key questions to ask when researching assisted living and long-term care communities, Tips and criteria for hiring key service providers, Facts about estate sales and auctions, and Frequently Asked Questions and much more. Access to preferred service providers and discount coupons are provided to all attendees as well as a no cost home evaluation for those who want to know the value of their home and recommended suggestions to make it more salable.

The Tax Cuts and Jobs Act fundamentally changes the individual and business tax landscape and affects nearly every business and individual in the country. This seminar will delve beyond the headlines to discuss this discuss this sweeping tax reform: what has changed and what has stayed the same. This seminar covers tax changes for individuals, businesses; estate and gift tax as well as provide practical insight as to the planning opportunities created by the recent tax reform. Many of the tax planning techniques that were standard protocol may now be obsolete or in need of revision. Make sure you know what to do now.

How is retirement different from the previous generations? Likely a retirement is quite different. What's the outcome? The method to the retirement planning process must charge. This workshop begins by exploring an updated approach to retirement planning that accounts for the challenges and pitfalls that are unique to the reality in which we now live.You will learn how to:-Determine if you have enough money for retirement-Maximize retirement cash flow with the various types of accounts-Avoid the pitfalls of planning your distributions in retirement-Assess the benefits of Roth conversions