Long Term Care Planning - Protecting Your Family and Your Assets
Do you fear outliving your assets? Do you want to pass on an inheritance to your loved one(s)? Have you heard about Long Term Care Insurance (LTCI) and wondered if you really need it? Explore issues relating to longevity (the impact of living longer) as well as the physical and emotional costs of care-giving. Analyze the cost of long term care on your planned retirement and learn about relevant legislative issues (MN Federal tax laws, Deficit Reduction Act of 2006, MN Partnership Program 2008). Long-term care insurance is NOT for everyone - however, getting educated on the pros and cons IS for everyone. Learn if LTCI is right for you and how to design and compare any LTCI policy.
many in the field, Wendy Zakariasen came to realize the need for long
term care planning based on her
own family's experience. Her parents were only in their 50s when Wendy's
mom was diagnosed with cancer. Because they had no plan in place, the
burden of care fell on the family, placing great strain on Wendy's
father, the primary caregiver. By the time Wendy's
mother died two years later, her father was physically and mentally
exhausted; tragically, a short time later, he too passed away. Wendy and
her sister were devastated, and their memories of their parents' last
years are difficult to this day.
After 20 years in corporate America, Wendy's desire to help others avoid the trauma her own family went through led her to Newman Long Term Care, where she brings deep experience in the insurance, healthcare and banking industries to her position as a Long Term Care Insurance Specialist. Wendy's passion for her work motivates her daily in assisting clients in protecting not only their assets, but also their legacies and their physical and mental well-being. Her experienced and forthright manner also helps clients in talking through the various aspects of the long term care decision-making process.
Wendy is a licensed Life, Accident and Health Insurance Agent and is an active member in many of the industry's professional organizations.